We have been involved in the arrangement and underwriting of motor trade insurance for over 25 years. Our facilities include fast and low cost motor trade road risks insurance from a panel of leading insurers in the motor trade insurance market.
What is motor trade road risks insurance?
Motor trade road risks insurance is a commercial motor insurance policy designed to meet the needs of the professional, full and part time motor trader. The policy allows the trader to drive not only their own vehicles, but vehicles belonging to others for motor trade purposes. This is an important distinction, the policy does not allow open driving of any vehicle, and in the event of a claim policyholders will generally be asked to provide proof of trading and the reasons for the use of the vehicle. It is not a cheap alternative for private car insurance.
Apply on-line now and compare motor trade insurance quotes.
As a firm of professional insurance brokers we also provide a full customer support service to all our clients and are ideally placed to handle even the most complex of risks.
The traders policy is a commonly used name that refers to motor trade road risks insurance?
The motor trade road risks policy does have the facility for covering your own private cars but this is not the prime intention of the policy. The motor trade road risks insurance policy is designed for the exclusive use of those engaged in one or more motor trade related activities albeit on a part-time or full time basis.
The road risks policy is for genuine motor traders and you may be asked to provide proof of trading when you take the policy out or in the event of a claim. If you are found not to be trading then your cover may be prejudiced?
Insurers have identified over many years that policyholders who choose third party only cover on a road risks policy have a significantly higher frequency and costs of claims than other policyholders.
For some insurers the difference is so pronounced that they will not offer third party only cover on a road risks policy.
Not all motor trade insurance policies provide uninsured loss recovery services but all the policies we provide are issued with uninsured loss protection for free included as standard on all our motor insurance products.
Some policies do include a form of motorists legal expenses insurance but all the policies we provide come with our standard legal expenses insurance policy included for free.
Our offerings for motor trade liability insurance and combined motor trade insurance are handled by experienced staff within the company, our motor trade road risks insurance business is handled directly by an established and experience motor trade insurance broker..
We have been established for over 30 years as an independent insurance broker providing a business and personal insurance service to clients across the United Kingdom. Our advisers are on hand to assist you with any and all of your general insurance requirements.